A settlement demand letter should be written and delivered to an insurance company when you are ready to release any rights against the at fault party, in exchange for award of money (what you are demanding). Although your settlement demand is nothing more than a letter describing your accident, injuries, and the effect the injuries (not the accident) had on your life, it can be the key piece of documentation that makes or breaks your claim. As a matter of fact, the settlement demand letter is not a letter, it's a package. You will see how to split it up to get the best results below. You should think of your demand letter as a portrait of the accident, leading to the injury, and the suffering it has caused you. Remember, your demand is just that: a demand! It should not give you the appearance of a meek claimant - one that makes a "kind of -maybe- please" type of request. You are demanding compensation to which you are rightfully entitled - stemming from injuries you should have … [Read more...] about The Settlement Demand Letter
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Let’s be honest, anyone who has had an insurance claim has had this or a similar thought run through their head. For many years insurance companies have done things to earn a bad rep. I’ve been in the insurance restoration industry for the last 10 years, and during this time I can honestly say that I have rarely met an adjuster or contractor that wanted to skimp on the settlement. The few times I’ve seen this is when the policyholder has been extremely difficult to work with. Yes, bad estimates happen, however, most of the time the feeling of being “shorted or cheated” comes from not understanding your policy and how it pays out. The biggest misunderstanding is most often the issue of matching. Insurance policies are specifically written with terminology and phrases to avoid matching. Homeowner’s coverage is to replace the damaged items with like kind and quality. While as a homeowner and contractor I often don’t agree with this and I will … [Read more...] about Is My Insurance Company Trying to Cheat Me?
Most people who go to Peru with limited time devote it in the southern part of the country where Machu Picchu is situated. When looking to extend an excursion beyond the time it takes to see the world wonder, tourists typically choose to add on sites which are also situated in that region for example Lake Titicaca. If you have sufficient time at hand you can also visit the northern areas past Lima. Not only can you witness some impressive historical sites in that region, it is also the best area to travel to if you want a bit of beach time prior to making your way home. Chan Chan was the capital of the Chimu Empire and is the largest prehispanic settlement made from mud-bricks in the Americas. There are some speculations and theories regarding the existence of Chimu Empire that are actively discussed between historians. A lot still needs to be understood about the cultures in Peru prior to the Incas. Understanding them is more difficult because some of them existed concurrently while … [Read more...] about How To Visit Chan Chan, Peru
In Africa, Ethiopia's historical pedigree is second only to that of Egypt. The country claims a history going back 5,000 years, and there are Bible episodes mentioning Ethiopia dating back at least 3,000 years. The rich history is a blend of fact, legend, and tradition. But a good part of the history is almost certainly correct and remains unchallenged. Ethiopia is a truly unique destination, whose attractions you can find nowhere else in the world. The biggest draw is the rich Christian heritage. Ethiopia was one of the very first places to embrace Christianity, way back in the 4th century AD. The wonderful churches, monasteries, icons and relics you find here are a legacy of the Orthodox Church. What ancients referred to as Ethiopia covered at various times, parts or whole of the regions of Kush, Meroe, Aksum, Abyssinia, Sheba and Nubia. Today this would include swathes of present-day Sudan, Ethiopia, northern Somalia and the horn of Africa's Red Sea coast. The ancient Egyptians … [Read more...] about Ethiopia
Writing a highly effective demand letter can really increase your accidental injury settlements. A well crafted letter shows the insurance companies you're well organized and that you really have an understanding of the way in which the car accident claims process work. To write a persuasive letter of demand you should do 5 things. First you must... 1. Point out Who Was responsible for the Car Wreck To obtain the most money out of your car accident insurance claims, you want to to prove that the other driver was liable for your automobile accident. Even if you were partly liable for the crash, you will have to show that the majority of the responsibility was on the other driver. The less blame you are given for the car crash, the better your personal injury settlements. You can easily show who was the cause of your vehicle accident by getting: Duplicates of the auto accident report. Statements from witnesses. Photos of the car accident scene. After you have compiled this … [Read more...] about 5 Useful Tips Before Writing a Demand Letter